Fast Life Insurance Coverage - No Medical Exam

It's a simple process. Complete an online application for instant coverage.

We know that protecting your family is a top priority for you. Life insurance ensures that your family will be secure in the unfortunate event that you are to pass away.

We also know that life is busy. If you are looking for quick and affordable life insurance coverage, with no medical exam, we've got you covered.

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Is No-Exam Life Insurance Right For Me?

It depends! If you are a healthy individual, your rates might be much better if you go through the exam process. If you prefer to avoid the hassle, or don't have time, simply opt for the instant life insurance coverage.

Instant Life Insurance Coverage

  • No medical exams
  • Affordable pricing
  • Same day coverage
  • Coverage between $20,000 - $2 Million
  • Simple process
  • Quick results
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Exam-Based Life Insurance Quote

  • Medical evaluation preformed
  • Takes more time, but can result in better rates for healthy individuals
  • Coverage options to $20 million+
  • Compare the top 5 quotes from hundreds of companies
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Why Do I Need Life Insurance?

Life insurance is way to protect your family during some of the hardest times they may face. If you are to pass away while your policy is in force, your life insurance policy will pay out a lump-sum to your family called a death benefit. This will give your family the security to continue paying for all the usual ongoing expenses such as a mortgage or rent, car payments, educational expenses, and more. A life insurance policy can give your family time to adjust, and the freedom to continue living, without the stress of bills, through such a difficult time.

What Kind Of Life Insurance Do I need?

There are two main types of individual life insurance. Term and permanent (whole or universal). When buying life insurance, you can tailor your policy to fit what your family needs the most. Some things to consider are your budget, how long you'd like the policy to last, and what the purpose of the policy is.

What Is Term Life Insurance?

Simply put, it's a policy you purchase for a certain amount of time. If you are to pass away within this time period, your family will receive a lump-sum pay out known as the death benefit. You pay a flat rate premium each month through the duration of the policy. Term life insurance tends to be more affordable than permanent (whole life) insurance.

What Is Permanent Life Insurance?

Also known as whole life or universal life insurance, permanent life insurance covers your throughout your whole life. Just like term insurance, your family receives a payout after you pass away. Whole life insurance can build a cash value over time, which could increase the final benefit. It can also be borrowed against on a tax-free basis. This type of policy is usually a bit more expensive.

Real Life Examples:

Who Would Term Life Insurance Work For?

  • A young family during their child raising years to help cover expenses if the main earner were to pass away.
  • A family with business loans, a mortgage, or any other debt that would be tough to cover if one earner were to pass away.
  • Anyone looking for the most affordable coverage option.

Who Would Whole Life Insurance Work For?

  • Anyone who would like the policy to last through their entire lifetime.
  • Anyone who would like a policy that could build cash value.
  • Anyone nearing retirement age.

If you are unsure where to start, reach out below and we will guide you through your options.

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